Klarna Bank AB
Klarna is one of the world’s leading payment providers and a licensed bank that will revolutionize consumer and merchant payment solutions. Founded in Stockholm in 2005 with the goal of making online shopping easier, Klarna has become one of the fastest growing companies in Europe. In 2017, the company obtained a banking license from the Swedish financial regulator Finansin spektionen. Klarna provides payment solutions to 90 million consumers and currently employs more than 3,500 through more than 250,000 merchants in 17 countries, including H & M, Spotify, MediaMarkt, Expedia and Nike. .. Klarna is backed by renowned investors such as VISA and Sequoia Capital.
Savings offers from Klarna Bank can be accessed from Raisin.fr.
Raisins are a platform that gives French savers access to partner offers in Europe. With more than 75,000 customers and more than 3 billion euros invested in Europe, raisins have been very successful in their native Germany since 2012. Arriving in the French market in 2016, the platform offers a set of term accounts where banks accept French tax residents into their accounts. The account opening process is simple and takes place on the raisin platform. The documentation has been translated into French and all investment management is carried out from a single raisin customer area. The latter relies on the Belgian partner bank Keytrade Bank to manage all pending financial fluctuations.
Term account Klarna Bank
| Offer | Term of office | Total rate | Minimum deposit | Maximum deposit | penalty (Early withdrawal) |
|---|---|---|---|---|---|
| KLARNA (Sweden) | 24 months | 0.43% | 500 € | 95,000 euros | Funds cannot be disposed of before the end of the period. |
| KLARNA (Sweden) | 36 months | 0.73% | 500 € | 95,000 euros | Funds cannot be disposed of before the end of the period. |
| KLARNA (Sweden) | 48 months | 0.88% | 500 € | 95,000 euros | Funds cannot be disposed of before the end of the period. |
| Total rate. Indicator data only. | |||||
Welcome Offer: Up to € 80 on Raisin Platform
Raisins: Currently valid promotional offers
Depending on the conditions, a maximum € 80 bonus and a minimum payment of € 5,000 for investing in a term account.
Expiration date : March 31, 2022
Explanation : Raisins offer up to € 80 (or equivalent to an additional rate of return of 1%) for the first term account subscription. For term accounts with a minimum period of 1 year and less than 3 years, you will receive a € 50 bonus. For term accounts with a term of 3 years or more, you can get a bonus of up to € 80. This offer is valid for subscription requests submitted between Saturday, January 1, 2022 and Thursday, March 31, 2022. We have not received any other promotional officers for the first subscription to a term account with a minimum investment of € 5,000 and a maturity of 1 year or more.
Other information : You can only receive one bonus of up to € 80 per customer. The bonus will be automatically credited to your raisin account after 4 weeks.
Klarna Bank Savings Account
Klarna Bank savings account rates are unattractive. With the proposed total interest rate of 0.08%, it is difficult to consider this savings account as a cash investment solution at this time. In Libre A, LDDS and other LEP countries, regulated savings rates are much more attractive.
New service: set up a savings plan
Raisin customers can now set up automatic transfers from their private banks to their raisin accounts. The credited amount will be automatically transferred to the selected savings account. They simply have to choose the amount (minimum € 1) and the frequency of remittances.
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